What do you spend your money on?
Your first step should be looking at where you spend the most.
Shopping
If you’re usually on the road for work, consider a gas rewards credit card. If you plan on eating out with friends or your partner, choose a card that rewards you for your restaurant spending.
Dining
During the current pandemic when you may not be going out at all, a card that rewards you for food delivery can really be helpful.
Travel
There are also rewards cards that let you earn in multiple categories. Cashback is received in the form of a statement credit.