What fees come with these rewards?
Because rewards cards have a lot of value, they usually come with annual fees and high interest rates. Some cards may also charge a fee when you redeem your rewards. Make sure you read the fine print on the card’s website before applying. There is usually a link to “pricing and terms” as well as “offer details” that are worth checking out.
APR
With regard to interest, pay your balance on time and in full every month to avoid being charged interest. If that’s not possible, consider a 0% APR credit card with rewards if you think you’ll have trouble making a full payment the first month or so but still want to earn on your spending.
Cash Advance
More often than not, Cash Advance fees will outweigh rewards fees.
Foreign Transaction
Some cards charge a foreign transaction fees. If you plan to use your card during your travels, it may be a good idea to consider a card that does not charge foreign transaction fees, even if the rewards may be lower.